Mother and Father with their 3 happy children

Planning Your Financial Future

Most of us, if given the chance, would like to leave some kind of lasting legacy to show that our lives have made a difference in society; that in some way, we have contributed to an important work or cause that will benefit the lives of others for generations to come. Today, with the tax-favored ways of giving, many more of us can provide donations and experience the intense joy that comes from being able to make a difference.

Work with UnityPoint Health - St. Luke's Foundation in Sioux City, Iowa to leave your legacy!

The links below provide creative ideas on how you can get started today:

Planning Your Will

How to Make it More Personal and Effective

Your will is one of the most important documents you will execute during your life. In addition to capturing legal requirements, your will can also be a final message reflecting your personal life values, a way of leaving a lasting legacy by which others may remember you.

Planning with Gift Annuities

How to Do More for Yourself and Charity 

Each year, thousands of caring individuals use the charitable gift annuity to provide major financial support for important charitable organizations. In many cases, this time-tested technique has permitted gifts that otherwise might not have been made.

The Charitable Remainder

Trust A Gift and an Income

Every charitable gift can bring you personal satisfaction - the joy of knowing that you have helped ensure the financial future of charitable causes you feel are important. However, certain charitable gifts can also provide a solid lifetime income and immediate tax benefit for you and your family.

Estate Planning

Why it's still Important

The smart thing to do right now, is to review your existing plan. You may be surprised to discover that your existing plan no longer carries out your intentions. Don't let that happen to you.

Opportunities for Making Charitable Bequests

What Assets are Best to Give

While many sophisticated planned giving techniques exist today, we, like most charitable organizations, receive a majority of planned gifts from bequests. The popularity of charitable bequests can be attributed to several factors. For instance, most donors are familiar with bequests, and find these arrangements simple to understand. In comparison, some donors are intimidated by the complexity associated with some other planned giving arrangements. Also, donors can retain the bequest property during life, with the option to revoke or modify the bequest for changes in life circumstances or personal goals. And, charitable bequests are flexible and may be of any amount and may take several forms.

Personal Financial Affairs

Your Book of Records

This handout is a useful tool for recording important financial and personal information. The completed document facilitates financial planning and can also be a valuable resource for family members if an emergency arises. In addition to identifying personal information such as family members and employment, this resource serves as an inventory for wills, trusts, investments, property, liabilities, and advisors.