As the open enrollment period for the Affordable Care Act (ACA) comes to an end for 2015 coverage, UnityPoint Health wants to help you and your loved ones make the right decision. With the Health Insurance Marketplace tending to be a complicated and confusing process, our dedicated Application Counselors are readily available to help assist you in your health care options at no cost to you.
We are proud to say that at UnityPoint Health our committed staff and Application Counselors, have helped enroll 1,150+ people thus far in the Health Insurance Marketplace. If you have not done so already, take time today to make an appointment to understand the right health insurance options, the right coverage, and enroll properly.
Schedule a FREE, confidential meeting today!
Call 1-888-275-5235 to make an appointment!
What is Open Enrollment?
If you have yet to hear about what the Open Enrollment period is, this is the time in which people who are eligible have the opportunity to enroll in an affordable health insurance plan through the Health Insurance Marketplace.
When Does Open Enrollment End?
Open enrollment for the Affordable Care Act started on November 15, 2014, and will come to an end on February 15, 2015. With the date quickly approaching, UnityPoint Health wants to ensure your health coverage is the top priority. In addition to that, the next opportunity to enroll will not be until the next enrollment period taking place at the end of 2015. Don’t wait, sign up today and make sure you and your loved ones are covered!
Will I Be Eligible After Enrollment Ends?
To purchase Marketplace insurance outside of the Open Enrollment period, you will have to qualify for a Special Enrollment Period due to certain qualifying life events. Such as:
- Birth or adoption of a child
- Loss of other health coverage
- If you are applying for Medicaid or Children’s Health Insurance Program (CHIP)
Click here for more information.
Who Is Eligible For Enrollment?
If you are not currently enrolled in a public or private health care plan and do not have health care through your employer, then you are eligible for enrollment. With that, no one can be denied coverage due to a medical condition, and all should qualify for some form of coverage through an employer, Medicaid, Medicare or the new statewide Health Insurance Marketplaces.
- Iowa Medicaid: The Iowa Health and Wellness Plan provides health care coverage for Iowans ages 19-64.
- Medicare Coverage: Those who have Medicare coverage through original Medicare or a Medicare Advantage Plan, will not be affected.
- Illinois Medicaid Programs: Discover if you are qualified for health coverage through additional Medicaid programs in Illinois.
When purchasing private health plans the insurance must cover a thorough set of benefits.
All plans based in the Marketplace include these benefits:
- Emergency services
- Ambulatory patient services
- Laboratory services
- Mental health and substance abuse use disorders
- Preventative and wellness services and chronic disease management
- Maternity and newborn care
- Prescription drugs
- Rehabilitation services and devices
- Pediatric services including oral and vision care
If your current insurance provider does not offer one or more of these services, you could be subject to tax penalties.
How Do I Enroll?
To apply for health insurance, there are four ways you can do so:
- In person with the help of a trained navigator or assister
Why Open Enrollment is Crucial
The Affordable Care Act states that nearly everyone legally living in the United States is required to have health insurance. By enrolling before February 15th, 2015, those who do so will avoid the penalties.
UnityPoint Health is Here to Help
Everyone here at UnityPoint Health is committed to making sure you and your loved ones are not only healthy, but also receive the answers you need when it comes to making the right decision for your health care. Don’t wait until it is too late. Schedule a free, confidential meeting today by calling 1-888-275-5235 to make an appointment!
You can also schedule a free appointment here.
Reaching the Marketplace
Phone: 1-800-318-2596 TTY: 1-855-889-4325