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Topics to Consider When Selecting a Medicare Plan

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Topics to Consider When Selecting a Medicare Plan

Whether you’re buying a Medicare plan for the first time or considering a different plan, choosing a Medicare plan is an important decision. When it comes to finding the right Medicare plan for you, here are some topics to consider.

Tips for Starting the Conversation

  1. Know your questions.
  2. Think about your top concerns, and make sure you jot them down before meeting with your provider. To get you started, consider using the Medicare Consultation sheet for examples of questions you might want to ask.

  3. Know your current health needs.
  4. Understand your current health care and prescription needs so that you can determine what type of Medicare benefits would be the right fit for you.

  5. Think about prevention.
  6. Medicare covers basic preventive and screening services at no cost to you. Your provider can make you aware of additional preventative measures that you should consider to improve your health in the coming year. As you evaluate your Medicare options, consider if those services are covered benefits on the different Medicare plans you are considering.

  7. Medications matter.
  8. While many Medicare plans offer prescription drug coverage (Part D), you’ll want to make sure the prescriptions you take are covered under the different plans you are considering.

Resources Available for Medicare Beneficiaries

There are resources available to help you learn more about your Medicare options. To get information about Medicare plan options directly from Medicare, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.

Choosing a Medicare plan is an important decision. Once you understand your health care needs, you’ll be well-informed to select a Medicare plan that’s right for you.